Lump Sum Investment Calculator
Enter the principal, yearly rate and years. For example, 100,000 at 10% grows to about 161,051 in 5 years.
Maturity value
৳1,61,051
- Principal
- ৳1,00,000
- Profit
- ৳61,051
৳1,00,000 invested once grows to ৳1,61,051 in 5 years (profit ৳61,051).
The rate is an assumption. For fixed bank interest see FDR; for monthly deposits see SIP.
How this was calculated
- ৳1,00,000 × (1 + 10%)^5 = ৳1,61,051
Calculated at: https://xn--d6bxcvd.xn--54b7fta0cc/en/lumpsum-calculator/
The link includes the numbers you entered
How to use
- Enter the one-time investment.
- Enter the assumed yearly return.
- Enter the years to stay invested.
| What |
Formula |
Example |
| Total |
Principal × (1+rate)^years |
100,000 × 1.1^5 = 161,051 |
| Profit |
Total − principal |
161,051 − 100,000 = 61,051 |
Examples
5 years: 100,000 at 10% — 161,051 taka total.
10 years: 500,000 at 8% — 500,000 × 2.159 = ~1,079,000 taka.
More: the power of compounding
Time fuels compounding — at 10% money doubles in ~7.2 years (rule of 72: 72 ÷ 10). Starting early beats a higher rate started late.
Frequently asked questions
What is the lump-sum formula?
Total = principal × (1 + rate)^years. 100,000 × 1.1^5 = 161,051 taka.
How is it different from SIP?
SIP deposits every month; a lump sum is invested once and left alone. Use it when you hold a large amount.
Where can I invest a lump sum?
FDRs, Sanchayapatra, mutual funds or shares. FDRs for safety, funds for higher expected returns.
Is inflation counted?
No. At 6% inflation, a 10% nominal return grows real value ~3.8%/year.
What if I withdraw early?
Early breaks may cost penalties or lower rates. This math assumes full tenure.
Also searched as
lumpsum return calculator · one time investment growth