Savings & Investment Calculators

What a DPS or FDR pays at maturity, your monthly Sanchayapatra profit and where your money keeps the most after tax and fees — the real figures.

More calculators coming soon

In this section

  • DPS calculator: what your monthly deposits grow to at maturity, after tax at source.
  • FDR calculator: interest on a fixed deposit, including 1, 3 and 6-month terms and renewals.
  • Sanchayapatra profit calculator: profit on Paribar, Pensioner, 5-year and 3-monthly profit savings certificates.
  • Where to keep your money: the same money in a savings account, current account, FDR or DPS — what each pays after tax, duty and fees, side by side in a table and chart.
  • Compound interest calculator: how your money grows with monthly, quarterly or yearly compounding.
  • Savings goal calculator: how much to put aside each month to reach a goal — a fridge, a laptop, a trip — after what you have already saved.
  • SIP calculator: what a fixed monthly investment grows to, with deposits and returns shown separately.
  • Lump sum investment: what a one-time investment grows to over the years, principal and returns shown separately.

Frequently asked questions

Is tax deducted from interest?

Yes. Banks deduct tax at source (10% or 15%) from interest or profit, and excise duty may apply to the year's highest balance. Our calculators show what you actually receive.

Where do I find my bank's rates?

On your bank's interest/profit rate sheet (website) or at the branch. Our starting rates are only examples — every rate box can be changed.

What is the difference between a SIP and a DPS?

Both put in a fixed amount every month. A DPS pays the bank's fixed rate, while SIP returns from a mutual fund rise and fall with the market — so the SIP rate is only an estimate.

Can I enter the term in months?

Yes. The DPS, FDR and interest calculators have a years/months switch next to the term, so a 3-month FDR works naturally.

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